Yang Zhao

Ph.D. in Finance, Kent State University

M.B.A in Finance, The University of Akron

B.Econ. in Finance, Henan University

Dr. Yang Zhao joined WKU in 2026. She holds a Ph.D. in Finance from Kent State University and an M.B.A. in Finance from the University of Akron. Her research interests include financial intermediation and ESG.

• Financial Intermediation
• Banking, Mortgage
• FinTech
• ESG

Lin, Z., Liu, S., Wu, W., & Zhao, Y. (2025). The impact of FinTech on mortgage accessibility for same-sex borrowers. Economics Letters, 257, 112651.